AI-powered personal finance coach and management tool for Gen Z & Millennials.

The post title itself is a SaaS idea validation, showing that there's genuine interest from people in this space. This group, mainly Gen Z and Millennials, often looks for modern, digital-first solutions for managing their finances and feels underserved by traditional banking. The product would be a mobile-first app that connects to bank accounts, analyzes spending, and provides personalized insights. It would also help set and track savings goals and offer educational content on topics like investing and credit scores. The AI 'coach' feature would give proactive, conversational advice. Revenue could come from a freemium model—basic tracking for free, with AI coaching and advanced planning available for a subscription of $7-15 per month—or through affiliate partnerships for financial products.