Choosing the Right Financial Professional for Complex Needs

Many individuals with complex financial situations (e.g., special needs dependents, large inheritances, unique family structures) struggle to identify the right type of financial professional to assist them. There's often confusion about the different roles (e.g., fee-only financial planner vs. commission-based advisor) and a desire to avoid unsolicited sales pitches for products like annuities or life insurance. This highlights a common need for guidance on vetting and selecting trustworthy financial expertise tailored to specific circumstances.