Payment Risk & Dispute Management SaaS for Online Services.

The user's frustration with 'fanbasis' blocking accounts after a sale points to a significant pain point for online service providers: unreliable or overly aggressive fraud detection and opaque dispute resolution processes from generic payment processors. A SaaS solution could provide a specialized payment risk management and dispute resolution platform. This isn't a new payment processor, but rather an overlay tool that integrates with existing processors (Stripe, PayPal, etc.) to offer advanced fraud scoring tailored for online services (e.g., digital content, coaching, consulting), automated chargeback prevention workflows, and streamlined dispute evidence collection. It could provide transparency into transaction flags and offer proactive advice to prevent account blocks. The product form would be a web dashboard with API integrations. The revenue model could be subscription-based on transaction volume, number of disputes handled, or feature access, potentially combined with a small percentage fee for chargeback recovery. Expected ARR could be $50K-$500K+ by serving small to medium-sized online service businesses that frequently face these issues, providing them with peace of mind and continuity.