Refinancing Private Student Loans: Federal Loan for Sallie Mae?

Managing high-interest private student loans is a pressing issue for many, leading to frequent questions about refinancing or consolidating debt. Users often express confusion about the differences between private and federal loans, the pros and cons of using a federal loan to pay off a private one, and the impact on interest rates and repayment flexibility. This reflects a significant need for clear guidance on student loan debt management strategies.