Starting Over at 40+: A Financial Survival Guide After a Major Life Crisis.

Concept: A straightforward, slightly controversial guide that explains why parents in their 40s and 50s should prioritize their own retirement savings over their children's college funds. It draws on the "put on your own oxygen mask first" analogy, which was frequently mentioned in the comments. The content would frame this as a responsible long-term decision for the entire family, preventing parents from becoming a financial burden on their children later in life.
Example Titles:
- "Why Funding Your Retirement Before Your Kids' College Is Actually Responsible"
- "The Uncomfortable Truth: Your Kids Can Get Loans for College, You Can't for Retirement"
- "The Financial 'Oxygen Mask': A Parent's Guide to Securing Your Future First"
Target Audience: Parents aged 40-55 who are feeling the financial pressure of saving for retirement and looming college tuition costs simultaneously. This especially targets those who have experienced a financial setback and feel they are behind.

Concept: A tactical guide for mid-to-late career tech professionals who fear being phased out of the industry. Drawing directly from user advice, this content would provide a practical roadmap to pivot away from hands-on coding roles into more durable, high-value positions. It addresses the OP's specific fear that tech is a "young man's game" and offers concrete counter-strategies.
Example Titles:
- "Your Tech Career Doesn't End at 50: How to Pivot to Management, Consulting, and 'Whiteboard Roles'"
- "Future-Proof Your Tech Career: A 5-Step Plan to Beat Ageism"
- "From Coder to Consultant: How to Leverage Your Experience After 45"
Target Audience: Tech professionals (developers, engineers, IT specialists) aged 40 and older who are concerned about job security, age discrimination, and staying relevant in a rapidly changing field.

Concept: An aspirational yet practical guide on the "expat retirement" strategy. This idea taps into the hope of a comfortable retirement even after a major financial reset. The content would explore the logistics and benefits of retiring in a country with a lower cost of living, especially for someone starting with little savings in their late 40s or 50s. It offers a tangible, alternative path to a secure retirement.
Example Titles:
- "Starting from Zero at 50? Why an Expat Retirement Might Be Your Best Move"
- "The 'Retire on Less' Roadmap: A Guide to Expat Living for a Secure Future"
- "No Pension, No Problem: How a Remote Job and a Move Abroad Can Save Your Retirement"
Target Audience: Individuals in their 40s, 50s, and 60s who have had a major financial setback (divorce, job loss, failed business) and are worried their retirement savings will be insufficient to live comfortably in their home country. It appeals to those with a sense of adventure and a need for a practical solution.

Origin Reddit Post